How To Deal With Bailiffs

how to deal with bailiffs

How To Deal With Bailiffs UK

A Bailiff is a person who is authorised to collect a debt on behalf of a creditor.  If you are aware of a bailiff visit there is precautions which you should take.

Listed below is advice on How To Deal With Bailiffs

  • How to deal with bailiffs – Ensure all your doors are locked and windows closed so the bailiff cannot gain peaceful entry into your property.
  • How to deal with bailiffs – Do not under any circumstance allow the bailiff to enter your house, bailiffs often attempt to gain entry by asking to use the toilet or phone etc. but never let them in.
  • How to deal with bailiffs –  Always answer your door with the chain on or if you do not have a chain simply do not open your door, speak through the letterbox.
  • How to deal with bailiffs – Ask to see the bailiffs certificate, this is not his identification card and also request a copy of the warrant.  Inform them to put the documents up to the letterbox so you can view them.
  • How to deal with bailiffs – If a bailiff has not gained entry into your home on a previous occasion then he cannot use force to gain access.
  • How to deal with bailiffs – If you allow the bailiff into your home peacefully he then has the right to list any of your possessions of value which they are then entitled to take away and sell and public auction.  This is called a walking possession agreement which you will be asked to sign.

How To Deal With Bailiffs For Council Tax

Once you have signed the walking possession agreement the listed items legally belong to the bailiff, he usually then enters into a monthly payment arrangement with you but if you fail to make a payment the bailiff can at any time enter your property and seize the goods listed on the walking possession order.  These goods will then be sold at public auction to pay off the debt.  The bailiff can also force entry into your property on this occasion.

  • How to deal with bailiffs – You can legally remove or give away any of your possession before the walking possession order is signed.  So if you are aware of a bailiff visit you are entitled to remove all items of value in your home.
  • How to deal with bailiffs – If bailiffs are unable to gain peaceful entry into your property they will keep visiting you, but they are only permitted to charge £24.50 for the first visit and £18.00 for the second visit, if they choose to visit on any further occasions they are unable to make a charge.

If the debt is for council tax it will eventually be returned to the local authority that will be advised they were unable to gain entry, if the bailiff is from the County Court, the Court will be advised that peaceful entry has not been gained and the debt will be returned to the Court.

If you need quick FREE advice about, `How to Deal with Bailiffs’ then call Action Credit Management now on 01209 808450 and speak to one of our friendly dedicated case workers.

how to deal with bailiffs

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